SAP Commerce Cloud in a nutshell
SAP Commerce Cloud, formerly known as SAP Hybris Commerce, is an enterprise-grade e-commerce platform developed by SAP. It provides a comprehensive set of tools and features to help businesses create, manage, and deliver engaging online shopping experiences for their customers.
SAP Commerce Cloud is designed to handle complex e-commerce scenarios and is suitable for businesses of all sizes, from small retailers to large enterprises. It offers a range of functionalities, including product catalog management, personalized marketing and promotions, order management, customer service, and omnichannel capabilities.
With SAP Commerce Cloud, businesses can create and manage their online storefronts, allowing customers to browse and purchase products or services. The platform supports various types of online business models, such as B2C (business-to-consumer), B2B (business-to-business), and B2B2C (business-to-business-to-consumer).
On this page
- How to accept payments on your SAP Commerce Cloud platform?
- What is a SAP Commerce Cloud Payment Gateway?
- The best Payment Gateways to use for SAP Commerce Cloud
- Choosing the best Payment Gateway for SAP Commerce Cloud
- Top 10 SAP Commerce Cloud Payment Service Providers
How to accept payments on your SAP Commerce Cloud platform?
In order to accept payments through your SAP Commerce Cloud platform, you need to have a Payment Gateway or Payment Service Provider integrated to your SAP platform. A provider or gateway processes the transaction and ensure payments are settled in your bank account. SAP Commerce Cloud offers numerous payment gateways for integration. It is up to you to choose the best payment provider for your business and SAP platform. And that's why you are here ;-)
What is a SAP Commerce Cloud Payment Gateway?
A payment gateway for SAP Commerce Cloud will give you the option to accept one-off and recurring or subscription based payments for the sale of specific products or services. A SAP Payment Gateway provides multiple payment options for (recurring) billing purposes (controlled by your business) but also e-commerce payments (performed by the buyer).
The best payment gateways for SAP provide a seamless integration, offer a frictionless checkout or billing experience for your customers, leverage fraud and security features as well as great reporting, easy reconciliation options and business intelligence.
The best Payment Gateways to use for SAP Commerce Cloud
Note that there is no such thing as 'the best provider for SAP Commerce Cloud'. Suppose you are looking for a business location, you will seek a business location that fits your situation. Which location is 'best', depends for example on your business size, target market, ánd budget. It's similar when searching for a Payment Service Provider or gateway for your business. The best provider is the one that fits your situation best, from a product, service, and pricing point of view. And, moreover, also feels like the best match. There needs to be trust and a 'click' with your provider of choice.
Need help?
Choosing the best Payment Gateway for SAP Commerce Cloud
Choosing the "best" payment service provider for SAP comes down to aligning your specific requirements and features offered by the providers you consider. For starters, you therefore should take some time to understand the payment preferences of your target audience or (local) billing options.
So ask yourself at least the following questions: Which countries are you targeting? Which payment methods are required? Which local payment options should be offered? (You do not want to miss sales due to a lack of payment methods or generate manual and costly exception processed due to billing issues). Take also into account future market expansion and the need for additional methods. Does the provider offer these methods as well? (switching providers can be tough and costly at a later stage, so make sure to choose your provider wisely)
Besides a comparison of methods, currencies, reporting, checkout UX, billing options, and customer service opening hours and response times, you should of course also review the providers' pricing. In most cases, you are paying a fixed fee ánd a percentage of the transaction amount as a commission. As sales volumes might be substantial and on the rise, your transaction costs will grow in parallel and take a fair share of your margin.
If you could use some help choosing the best payment provider for your business, feel free to use our matching service: free of charge, no strings attached.
Top 10 SAP Commerce Cloud Payment Service Providers
We have chosen our top 10 SAP payment gateways based on several key criteria (besides having a certified SAP Commerce Cloud plugin). We evaluated their market coverage to ensure they have a strong presence and effectively support local and international markets. Supported payment methods and different billing options are an essential consideration, as we aim for providers offering a wide range of payment options, direct debit processing capabilities and a future-proof, scalable payment solution.

one single contract and integration
250+ payment methods, 200+ transaction currencies
next day settlement

one single integration to accept 200+ payment methods
servicing 250K+ merchants, 15M active consumers
latest generation API and SDK for easy integration

Accept a full range of payment types and currencies
multilingual support team available 24/7/365
over 1.3 million customers worldwide

single, simple integration
access to PayPal, Venmo (US), credit + debit cards, wallets and local methods
checkouts optimized for web and mobile

one-stop-shop for online, in-app and in-store payments
over 80 payment methods (cards and alternatives)
in-house card processing + connections to 50+ banks

30+ global payment methods
20+ settlement & 150+ processing currencies
detailed reporting via backoffice or Recon API

Easy setup: start receiving payments within 10 minutes
No monthly costs, no anti-fraud or setup costs
No lock-in contracts

4 million customers
offices in 38 countries and a virtual footprint in over 100
complete commerce experience through a simple API

One single API: global reach
Local card processing in 45+ markets
Open banking crypto acceptance and 585+ Alternative Payment Methods (APMs)
Looking for the best Payment Gateway for your SAP platform?
Best Payment Gateways for SAP Commerce Cloud: 10 options in 2023
Feel free to check out the Providers' profiles, and - if available - their pricing (for larger companies pricing generally is custom), and request a free match check: we will verify if the provider is a good fit for your business and can bring you in contact with a designated provider contact to address any of your questions.
Our check takes the following into consideration: your product or service, country of incorporation, target market(s), required payment methods and currencies, and any specific payments-related request from your side. No match? We will provide you with some good provider alternatives.

#1 in cross-border eCommerce
300+ payment types
125+ supported currencies
Short introduction
Worldpay is a leading global payment service provider offering secure and reliable payment solutions to businesses worldwide. Worldpay enables merchants to accept a wide range of payment methods, including major credit and debit cards, digital wallets, and local payment options. Their platform supports online and in-person transactions, with flexible integration options for e-commerce, mobile, and point-of-sale systems.

one single contract and integration
250+ payment methods, 200+ transaction currencies
next day settlement
Short introduction
Adyen is a leading global payment platform that enables businesses to accept and process payments online, in-store, and on mobile devices. It offers a single, integrated solution for accepting various payment methods, including credit cards, e-wallets, and local payment methods, across multiple channels and geographies. Its platform is known for its scalability, flexibility, and advanced fraud prevention capabilities.

one single integration to accept 200+ payment methods
servicing 250K+ merchants, 15M active consumers
latest generation API and SDK for easy integration
Short introduction
Paysafe is a global payment solution provider that offers secure and convenient payment services to businesses and consumers. With a wide range of offerings, including digital wallets (‘NETELLER’), prepaid solutions, and online cash (‘Paysafecard‘) solutions, Paysafe enables seamless transactions. Their platform ensures data security, fraud prevention, and supports multiple currencies.

Accept a full range of payment types and currencies
multilingual support team available 24/7/365
over 1.3 million customers worldwide
Short introduction
Opayo by Elavon is a reliable payment gateway solution designed to simplify and secure online payments for businesses. With a user-friendly interface and advanced features, Opayo enables businesses to accept payments seamlessly through various channels. Their platform supports multiple payment methods, including credit cards, digital wallets, and alternative options.

single, simple integration
access to PayPal, Venmo (US), credit + debit cards, wallets and local methods
checkouts optimized for web and mobile
Short introduction
Braintree is a popular payment service provider known for its easy-to-integrate platform and comprehensive payment solutions. With a focus on providing a seamless checkout experience, Braintree enables businesses to accept payments online and through mobile devices. Their platform supports multiple payment methods, including credit and debit cards, digital wallets, and more. Trusted by businesses worldwide, Braintree simplifies payment processing and fosters growth for merchants of all sizes.

one-stop-shop for online, in-app and in-store payments
over 80 payment methods (cards and alternatives)
in-house card processing + connections to 50+ banks
Short introduction
With a focus on innovation and customer satisfaction, Trust Payments enables businesses to accept payments seamlessly across various channels. Their platform supports multiple payment methods, including credit cards, debit cards, and alternative options. Trusted by merchants globally, Trust Payments simplifies payment processing, enhances customer experiences, and ensures efficient transaction management.

30+ global payment methods
20+ settlement & 150+ processing currencies
detailed reporting via backoffice or Recon API
Short introduction
Checkout.com is a leading global payment solution provider offering a flexible and scalable platform and enabling businesses to accept online payments seamlessly. Their platform supports multiple currencies, payment methods, and advanced fraud prevention measures. Trusted by businesses of all sizes, Checkout.com delivers a frictionless payment experience, customizable solutions, and dedicated customer support, making it a preferred choice for businesses seeking efficient and secure payment processing.

Easy setup: start receiving payments within 10 minutes
No monthly costs, no anti-fraud or setup costs
No lock-in contracts
Short introduction
Stripe is a popular payment service provider known for its developer-friendly tools and seamless payment experiences. It enables businesses to accept online payments, manage subscriptions, and handle complex payment flows. With a user-friendly interface and extensive feature set, Stripe simplifies payment integration and provides advanced fraud prevention measures. It is trusted by businesses of all sizes for its reliability, scalability, and commitment to excellent customer support.

4 million customers
offices in 38 countries and a virtual footprint in over 100
complete commerce experience through a simple API
Short introduction
Global Payments is a leading provider of payment technology solutions and services. With a global presence, they offer secure and reliable payment processing for businesses of all sizes. Their comprehensive suite of offerings includes payment processing, point-of-sale solutions, e-commerce solutions, and more.

One single API: global reach
Local card processing in 45+ markets
Open banking crypto acceptance and 585+ Alternative Payment Methods (APMs)
Short introduction
Nuvei is a leading payment technology company that provides a comprehensive suite of payment solutions to businesses globally. With a focus on innovation and security, Nuvei offers a wide range of payment methods, including credit cards, e-wallets, and local payment options. Their platform - trusted by merchants of all sizes - features advanced fraud prevention, seamless integrations, and robust reporting tools.